Monday, December 12, 2011

How to get an increase in your credit limit?

My bank is Bank of America and its currently at 500. I need a limit up to $1000. Does anyone know how to do this? And if I can't what's a good credit card for a kid right out of college. Cheers|||Have you tried talking with BOA? Sometimes they are willing to raise your limit if you ask, and if your payment history has been satisfactory.|||All you do is call up the company and ask for an increase. So long as you have enough available credit, you should be fine.|||Depends on how much of an increase and whether the debt/income ratio justifies a credit increase. With the other card in collections, any increase could be small or even denied.





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http://www.bestcreditrates.net|||hi. i started with 250 couple yrs ago and mine is 12.300.00 now. try to pay your bills or grocery shopping with your credit card up to 250$ and pay it back at the end of the month for 3 or 4 months. and call the BOA to increase your credit limit. they will increase for certain. but usually they keep you with 500 for a yr. then it goes up really quick. about the credit card for a kid? right out of college? by then you will have lots of knowledge about this thing...good luck with your BOA credit card ..|||Easiest way is to call them up and ask. As for a credit card for a kid out of college - DON'T! They should live within their means - meaning they should spend less than they earn and even try to save. If they can't - then they're living a lifestyle that is unsupportable. If you need something that bad - save up for it. And by that time, you might not even want it ;)|||capitol one is good ..But the main way to increase your limit is to pay on time consistently and never,Never be late and they will do the increases over time. Or just call BOA directly to see if you can get an increase.

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