How to increase your credit card limit through usage?

What is the best way to attract credit card companies to your account and increase your credit limit?





Is it better to use and pay right away?





Or should you let them charge you interest before paying it off?





Assume that I'm not using more than 25% of my actual limit.





I plan on using it once or twice every month only.





Thanks|||You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-free.totalh.com|||Actually, it used to be you could just call them and they would raise the limit without batting an eye. Not any more. The best way to get it raised it to continue to do the things you are already doing. Use about 25% of your credit limit and then pay it off at the end of the month. Make sure the rest of your credit history is clean by getting a copy of your credit report and dispute any negative items. Continue good credit practices and eventually they will raise your limits, but with today's credit market, it's pretty tough to get limits raised much.|||I agree with Richard L. Keep up the good work and eventually you will get the limit increased. I called capital one and they flat out denied me, but they're stingy anyway. lol