My credit limit on my VISA card before bankruptcy was $6000. I have not had any sort of credit card in since that time or taken out any loans. Can anyone guess as to what my credit limit MIGHT start off at when I reapply for a credit card again?|||Here's something to do for starters. Go to bankrate.com's FICO score estimator. It's free, you answer about ten questions and you get a result of what your FICO score might be. But I also agree that the credit limits that credit card issuers used to give have no relevance to things as they are today. So don't feel badly if you get a credit card with a smaller limit than what you used to have 8 years ago. It's not so much that you went through bankruptcy as it is that no one is getting much credit these days, even people who have been paying their bills diligently every month are having their limits cut by lenders. If you can apply for a card and get one pretty easily, that's better than nothing. Good luck.|||You went from having the worst type of credit to no credit at all. You will have to reestablish your credit all over again. That means getting credit cards and paying them in full every month for years in order to get your credit on the good side again.
When your bankruptcy was discharged, your trustee should have instructed you to start your credit off right away. Now it will take time to do it.|||Try getting one from your bank... they know you better and can judge you by how you handle your bank accounts.
They also tend to give you a higher credit limit...
Don't expect to get the same credit limit that was standard 8 years ago. Those times are over and it is back to the basics where you start out low and slowly get a higher limit over time.|||Get your credit score. You can find out online but you'll have to pay, it's not too expensive and you get your answer right then. Try equifax site.
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