I applied for a BoA secured credit 18 mos ago with a credit limit of 500. It's now unsecured 6 months ago and they already returned the initial deposit.
When can they increase the credit limit?
Do I need to call them and request for a credit increase or they will automatically increase it?
I pay my bills on time, no late payments, paid more than due or in full most of the time.|||If you have your account setup online there is a button there that is used for requesting and increase. |||When you log on to your bank account online via BankofAmerica.com, click the tab at the top that says "Customer Service." At the top of the menu on the next screen, there is a link that says "Credit Line Increase."
Best of luck. =)
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